Double-entry underneath everything
Every sale, folio post, payroll run and milestone invoice writes a balanced journal. Trial balance, P&L, balance sheet and AR aging come out of the same ledger — no month-end export ritual.
Built for East-African retail
Every counter, every ledger, one quiet system.
Balanzify runs the shop, the restaurant, the pharmacy, the hotel and the building site on a single set of books — offline when the network drops, in Somali, Arabic or English, with mobile money as a first-class tender.
No card needed · Installs on the phones and tablets you already own
Hodan Mini Market
Maka Al Mukarama Rd · Register 1
Basmati rice 5kg
25.00
Camel milk 1L
10.50
Sugar 1kg
3.60
Cooking oil 3L
8.40
Subtotal47.50
Discount · Ramadan 5%−2.38
GST 2.5%1.13
Total46.25
Cash 20.00Zaad 26.25
- 19licensable modulesbackend/lib/modules.js
- 3languages, RTL readyEnglish · Somali · Arabic
- 2.5%Zakat, straight from the ledgerabove nisab
- 0sales lost when offlineexactly-once replay
The platform
One deep spine. Thin vertical skins.
Most suites bolt separate products together and reconcile them later. Balanzify is one double-entry general ledger with the verticals fitted on top — so a business running a duka, a café and a guest house keeps one set of books, not three.
Many locations, one business
Per-location stock, price groups, payment methods, invoice schemes and registers. Transfer stock between branches and see it in one place.
Pay for the verticals you run
Modules are enforced server-side, not just hidden in the menu. Turn on Pharmacy and it pulls in POS and Inventory automatically.
Permissions that fit a real shop floor
Granular rights — who may discount, override a price, refund, open or close a register, see profit. Cashiers sign in with a PIN; owners with 2FA.
Industries
One platform, fitted to the trade you actually run.
Turn on the verticals you operate. Each one is a skin over the same ledger, inventory and permission model — so a business that runs more than one trade still keeps a single set of books.
A till that keeps up with the queue
Ring up on a phone, a tablet or a PC. Split a payment across cash and mobile money, take it on credit, park it as a quotation, or push it through express checkout.
- Split tender across several methods, with live change due
- Held orders: suspend, draft and quotation
- Cash register open and close with blind counts
- Coupons and loyalty redemption validated on the server
- Automatic discount rules by brand, category or location
- Per-location stock, price groups and product variations
Tables, tickets and split bills
Table service and counter service on one screen, with kitchen routing and a one-tap coffee-shop setup for small cafés.
- Tables with status, waiter assignment and reservations
- Kitchen and bar display with station routing
- Modifier groups, combos and set menus
- Split a bill by item or by seat
- Recipe and BOM depletion against inventory
- Void and comp with reasons, manager-gated
A property management system on the same books
Rooms, reservations and folios that post to the general ledger at check-in — so front desk and finance never disagree.
- Room types, rates and availability across a date range
- Reservations, check-in and check-out, group bookings
- Folios: post charges and payments, move between folios
- Corporate accounts with month-end invoicing
- Housekeeping tasks and night audit
- Occupancy and RevPAR reporting
Expiry is money. Watch it properly.
A drug catalogue that understands generic name, strength and formulation, with an expiry board that tells you what is at risk and what it is worth.
- Expiry dashboard: expired, urgent (30 days), soon (90 days)
- Total stock value at risk, with one-tap pull to adjustment
- Prescriptions with refills remaining and dispensing
- Drug-interaction checking with severity and contraindications
- Partial-pack and unit dispensing
- Fast-mover velocity and days-of-cover reordering
From order to doorstep to collection
B2B orders at wholesale prices, moved through picking and dispatch, with the outstanding balance per shop always in view.
- Wholesale price lists per customer group
- Pick lists, driver dispatch and delivery tracking
- Collect on credit with per-shop outstanding balances
- Backorders and partial fulfilment
- Credit notes and returns
- Every step posts to the ledger
Job costing an owner can actually follow
Budget against actual by category, a daily labour log, and a photo site diary for owners who are not on site — often not in the country.
- Budget vs actual vs variance, by cost category
- Daily labour log: workers, day rate, totals
- Site diary with photographs
- Milestone billing with retention held and released
- Change orders that revise the budget
- Material requisitions issued at FIFO cost
When the network goes
The queue does not care that the internet is down.
Checkout keeps working. Each sale is written to an on-device outbox with a client-generated idempotency key, then replayed through exactly the same service the online till uses — so a sale lands once, never twice.
- Checkoutnetwork down
- OutboxIndexedDB, on device
- Reconnectauto-flush
- Ledgerexactly once
Exactly once, not roughly once
A re-pushed sale returns "duplicate" instead of double-counting. A key reused with a different cart is flagged as a conflict rather than silently overwriting.
Nothing quietly disappears
A sale that fails to replay lands in a dead-letter queue to be re-synced, voided or adjusted — never dropped. One bad record never fails the whole batch.
Installs without an app store
Balanzify is a PWA. It installs on the phones, tablets and PCs your staff already carry, and digital, WhatsApp or QR receipts remove the dependency on a thermal printer.
Africa-native, not localised later
The rails your customers already use.
Mobile money is not a plugin bolted onto a Western product. Each wallet is a first-class tender that routes to its own ledger account, so cash and mobile money reconcile separately and honestly.
- CashEverywhere
- ZaadSomaliland
- eDahabSomaliland
- EVC PlusSomalia
- M-PesaKenya
- telebirrEthiopia
- CardStripe
WhatsApp is the channel
Receipts, credit statements, payment reminders, payslips and delivery updates go out over WhatsApp with real delivery status — through the Meta Cloud API, Twilio, or a zero-config wa.me link.
Somali, Arabic and English
Not machine-translated labels — a typed message catalogue, with Arabic driving right-to-left layout across the entire application.
Hijri calendar, built in
Umm al-Qura conversion in all three languages, Ramadan aware, feeding the Zakat calculation directly.
Tax and compliance
Built for the tax regime you actually trade under.
Market profiles carry the currencies, languages, payment rails and tax regime for each country, so a new business starts with the right rate already set as default.
Market profiles
- SomalilandUSD · SLSHGST 2.5% flatMoF reform, June 2026 — 5% to 2.5% on a broadened base
- SomaliaUSD · SOSFederal frameworkNo standing GST/VAT regime
- KenyaKES · USDKRA eTIMSFiscal receipt format, signed and queued offline
- EthiopiaETBERCA fiscal receiptsNon-mandatory
Tamper-evident fiscal receipts
Every receipt is signed by a virtual fiscal device and chained to the one before it, so the sequence cannot be altered after the fact. Anyone can verify a receipt from its QR code, with no login.
Signed offline, transmitted later
A receipt is signed at the counter whether or not there is a network, and queued for transmission — with the pending queue visible to the operator rather than hidden.
Zakat computed from the books
Zakatable assets — cash, mobile money, bank, receivables and inventory — less payables, taxes and financing, at 2.5% above nisab. Read from the ledger, not typed in by hand.
Tax the accountant can file
Inclusive and exclusive rates, tax groups whose value is the sum of their components, and a liability report per rate. Rates are deactivated, never deleted, so history stays auditable.
Know the business
Nineteen reports, and a ledger to back every one of them.
Every table exports to CSV, Excel or print. Every figure traces to a journal entry.
Accounting
- Trial balance
- Income statement
- Balance sheet
- AR aging 0–90+
- Manual journals
- Chart of accounts
Trading
- Profit & loss
- Purchase & sale
- Trending products
- Product sell & purchase
- Customer groups
- Sales rep commission
Operations
- Register sessions
- Stock & adjustments
- Expenses
- Payment by age
- Tax liability
- Activity log
Pricing
One base plan. Then only what you run.
Every business gets the core platform. Add the verticals you actually operate — and nothing else.
Base plan
Growth
$49/month
Billed monthly · all core modules included
- Point of Sale — tills, payments, receipts, refunds, shifts
- Inventory — batches, expiry, FIFO costing, transfers, stocktakes
- Operations — reports, exports, petty cash, projects, webhooks
- Core — users, roles, business settings, notifications
- Accounting — double-entry ledger and financial statements
- Unlimited locations and users
No card needed to open a workspace.
Add the verticals you run14 modules
Savings CirclesFree
Digitise hagbad, ayuuto and chama groups
Merchant WalletFree
Top up, hold and pay out an in-app balance
Takaful$8
Islamic cooperative micro-insurance
Credit$9
Customer credit ledger and installment plans
Trade$10
B2B rails between businesses on the platform
AI Insights$12
Ask about your business in your own language
Delivery$12
Consumer ordering and driver dispatch
Wholesale$14
B2B distribution, pick, dispatch, collect
Pharmacy$15
Drug catalogue, expiry control, prescriptions
HRM$18
Attendance, leave, shifts, payroll, payslips
Restaurant$19
Tables, kitchen display, modifiers, split bills
Construction$22
Job costing, labour log, milestone billing
Hotel$25
Rooms, reservations, folios, night audit
Asset Finance$30
Murabaha and Ijara asset finance
Modules are enforced on the server, not just hidden in the menu — and enabling one pulls in what it depends on automatically. Need a plan for a group of businesses? Talk to us.
Questions
The things people ask before they switch.
What actually happens when the internet drops mid-sale?
The sale completes. It is written to an outbox on the device with a unique key, and the till shows "Saved offline — will sync when back online". When the connection returns, queued sales are replayed through the same checkout service used online, so each one is applied exactly once. If a replay fails, it is held in a recoverable queue rather than discarded.
How does mobile money work at the counter?
Zaad, eDahab, EVC Plus and telebirr are set up as tenders your cashier confirms at the counter once the transfer lands, and each routes to its own mobile-money ledger account so it reconciles separately from cash. Where a wallet exposes an API and you hold merchant credentials, collection can be automated — M-Pesa and Stripe are wired for that today.
Do I need to buy hardware?
No. Balanzify installs as a PWA on the phones, tablets and PCs you already own, with no app store involved. Receipts can go out digitally, over WhatsApp or as a QR code. If you do want paper, any generic 58mm or 80mm ESC/POS thermal printer works, and barcode label sheets are supported.
Can one business run more than one kind of trade?
That is the point of the design. A single business can run a shop, a café, a guest house and a building site at once, and they all post to one general ledger. You see one trial balance, not four systems to reconcile at month end.
Which languages does it run in?
English, Somali and Arabic, from a typed message catalogue rather than machine translation. Arabic switches the whole interface to right-to-left, not just the text.
Where does my data live, and who can see it?
Every record is scoped to your business. Access is controlled by granular permissions — who may discount, override a price, refund, open or close a register, or view profit. Cashiers can sign in with a PIN; owner accounts support two-factor authentication, and every sensitive action is written to an activity log.
Open the shutters on a calmer counter.
Create a workspace in a few minutes, put one till on it, and see the ledger fill itself. No card, no installation, no app store.